The card for
what's next.
Unlimited rewards. Zero hidden fees. World-class security. Apply in minutes, get approved instantly.
Featured in
A card for every ambition.
From everyday cashback to elite travel rewards. Choose the card that fits your lifestyle.
Sapphire Cashback
The everyday card
- No annual fee
- 3% on grocery, gas & dining
- Apple Pay & Google Pay
- No foreign transaction fees
Voyager Travel
Go further
- $300 annual travel credit
- 1,300+ airport lounges
- Premium travel insurance
- Global Entry credit
Platinum Prestige
No limits
- No preset spending limit
- $200 airline fee credit
- $200 Uber credit
- Centurion Lounge access
Business Unlimited
Built for scale
- No annual fee
- 3% on office supplies & utilities
- Free employee cards
- Expense management tools
Banking that works
at your speed.
Real-time notifications. Instant freezing. Spending insights powered by AI. Every tool you need, designed to be invisible until you need it.
Instant approvals
AI-powered decisioning in under 2 minutes. No paperwork, no waiting.
Real-time everything
See every transaction the moment it happens. Set limits, lock cards, get alerts — all in real time.
Rewards that compound
Points never expire. Redeem for travel, cash, or statement credits at any time.
Security without compromise.
Bank-grade encryption. Real-time fraud monitoring. Zero liability on unauthorized charges. Your money is always protected.
Real-time fraud detection
AI monitors every transaction in milliseconds. Suspicious activity is blocked before it completes.
Instant card freeze
Lost your card? Freeze it in one tap. Unfreeze just as easily when you find it.
Zero liability
You are never responsible for unauthorized charges. Period. We have your back 24/7.
Biometric authentication
Face ID, Touch ID, and device-level encryption protect every login and transaction.
End-to-end encryption
AES-256 encryption on every data point. Your information never travels unprotected.
PCI DSS compliant
We exceed the highest industry standards for payment data security and privacy.
Where ambition
meets opportunity.
Join over 4 million members who trust Nextbank for their financial future. From daily purchases to global adventures, we're with you at every step.
Start your journeyReady?
Apply in 2 minutes. No impact to your credit score.
Subject to credit approval. Terms and conditions apply.